Financial planning gives you an in-depth visual representation of your circumstances and how they could change, thanks to sophisticated cashflow modelling software. This allows us to work out your “number”, or what amount is enough to achieve all your goals. You might have already reached that point, but if not, I’ll devise a strategy to get you there.

Once we’ve built your financial plan and worked out how much you need for your dream retirement, we can make sure your pension arrangements align with it. If they don’t provide the right levels of growth or flexibility, it’s time for a change. I’ll explore the whole of the available market to find the providers or products that are a better fit for you.

Without the right type or degree of insurance in place, your assets are at risk, but your financial plan will reveal the gaps to plug. For high earners, solutions such as life insurance and income protection are usually essential. But I’ll look at the whole picture when making my recommendations, so you can feel confident they’re tailored to your needs.

Tax is a complicated area, so it’s unsurprising that many high earners don’t fully understand or make the most of the allowances that are available to them. With a few small tweaks, you may be able to make big savings and keep hold of more of the money you’ve worked so hard to earn. I’ll review your current status and improve on it however possible.