Even if you’re already drawing from a pension fund, you may still be able to explore other options. Let me cast my expert eye over your current arrangements, and if better alternatives are available, I’ll put them in place on your behalf. We’ll work out the most suitable way to draw an income from your pension pots to meet your needs.

The further into retirement you go, the less time there is to achieve real investment growth, but don’t panic. The financial planning process allows you to understand your current portfolio’s performance in detail and spot gaps that could be filled. I’ll guide you through every stage with straightforward, trustworthy advice and support.

Safeguarding yourself against risk is important at any stage of life, but it’s even more necessary in retirement. As part of your financial plan, we’ll explore the options that apply to your circumstances, such as private healthcare and life insurance. Then I’ll find providers who offer cover that will give you the peace of mind you deserve.

It’s never too early to start thinking about the legacy you want to leave for family or loved ones. The key is making sure you keep hold of as much of your hard-earned wealth as possible, so you don’t need to compromise your plans. I’ll review your assets and ensure they’re structured as tax-efficiently as possible, ready for when the time comes.